Life Insurance That
Protects Your Future
Life insurance is designed with one goal in mind — protecting the people who matter most to you. Whether you’re starting a family, building your career, or planning ahead, the right life insurance policy provides financial security and lasting peace of mind.
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At Comfort Insurance & Finances, we help individuals and families across Florida find life insurance coverage that fits their needs, their goals, and their budget.
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Speak with a licensed agent today at (305) 928-4888.
The Benefits of Life Insurance
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Policies can supplement your retirement savings
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You can get coverage for chronic and terminal illnesses
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It can cover major financial expenses
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Your dependents won't have to worry about living expenses
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Payouts are tax-free
What Type of Life Insurance Do I Need?
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Pros of Term Life Insurance
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Affordable
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No medical exam
Term Life Insurance
Term life insurance provides a death benefit only for a limited time. Once the term expires, you either have to renew it for another term or convert it to permanent coverage. You can also let it expire. Term life insurance policies provide a guaranteed death benefit, but other than that, they have no value, unlike the savings value of permanent life insurance. You use term life insurance against loss of life, but not for wealth or retirement planning.
Cons of Term Life Insurance
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No cash value
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It expires after a specific time
Permanent Life Insurance
In contrast, permanent life insurance can provide a death benefit and the potential to build policy cash value that you can access during your lifetime, using policy loans and withdrawals. Permanent life insurance can also offer the flexibility to increase or decrease your death benefit as your needs change, as well as the potential to reduce or skip premium payments.
Pros of Permanent Life Insurance
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Provides coverage for your entire life
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Has cash value
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Flexible premium payments
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Extra tax benefits
Cons of Permanent Life Insurance
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Can be expensive
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There can be a policy lapse
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It is not convertible
We've only touched the surface of what life insurance can do for you, what types are available, and what differentiates them. To learn more, make your appointment with Comfort Insurance & Finances today. We'll be happy to go over all the plans available and explain what the different terms mean.
Call our experts today at (305) 420-3207 to learn more.
Why Choose Comfort Insurance & Finances?
As a Florida life insurance agency, we strive to provide our clients with industry-leading service that provides them with the level of coverage that’s right.
At Comfort Insurance & Finances, our mission is to take the time to listen to your unique needs in order to provide you with the best possible coverage.
We proudly work with some of the most trusted carriers in the industry to ensure that you have options that work best for your specific needs and your unique situation.
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