Terms and Conditions

Last updated: July 28, 2026

By accessing and using the Comfort Insurance & Finances website, these Terms & Conditions (“Terms”) govern your access to and use of www.comfortif.com, www.coveredwithcomfort.com, and related websites, forms, tools, content, and services operated by Comfort Insurance & Finances and its affiliated company, Comfort Insurance Corp. (collectively, “Comfort,” “we,” “us,” or “our”).

By accessing or using our websites or submitting information through our forms, you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use our websites or services.

Purpose

Our websites provide general information about insurance products and services, allow visitors to request quotes or assistance, submit forms, access resources, and communicate with our team.

Information on this website is provided for general informational purposes only. It is not legal, tax, financial, medical, or insurance advice, and it does not create an agent-client relationship unless and until we agree to provide services to you.

Insurance Quotes, Coverage, and Eligibility

Any quote, estimate, illustration, or coverage information provided through our website, by email, text message, phone, or other communication is not a binder of insurance, policy, guarantee of coverage, or promise of eligibility.

Insurance coverage is subject to carrier underwriting requirements, completed applications, required documentation, payment of applicable premium, policy terms, state availability, and carrier approval. Only a policy issued by the applicable insurance carrier establishes coverage.

You are responsible for reviewing your policy documents and promptly notifying us or the insurance carrier of any inaccuracies, changes, or questions regarding your coverage.

Accuracy of Information

You agree to provide information that is accurate, current, and complete when using our websites, requesting a quote, submitting a form, or communicating with us. Providing false, misleading, incomplete, or fraudulent information may affect eligibility, pricing, coverage, claims, or our ability to assist you.

Electronic Communications

By submitting your contact information, you agree that Comfort may contact you by phone, email, text message, or other electronic means regarding your inquiry, requested services, existing policy, account, or other permitted business purposes.

SMS Communications

For SMS communications, message frequency may vary and message and data rates may apply. You may opt out of text messages by replying STOP. For help, reply HELP or contact us at (305) 928-4888.

Consent to receive text messages is not a condition of purchasing insurance products or services.

Website Content and Intellectual Property

All content on our websites—including text, graphics, logos, images, videos, designs, downloads, and other materials—is owned by or used with permission by Comfort and is protected by applicable intellectual-property laws.

You may use the website for personal, non-commercial purposes only. You may not copy, reproduce, distribute, modify, republish, display, sell, or exploit any website content without our prior written permission.

Acceptable Use

You agree not to:

Use our websites for unlawful, fraudulent, or unauthorized purposes.
Attempt to access areas, accounts, systems, or information that you are not authorized to access.
Interfere with the website’s security, operation, or availability.
Upload or transmit viruses, malicious code, or harmful material.
Use automated tools to scrape, copy, or collect information from our websites without written permission.
Impersonate another person or misrepresent your identity or relationship with Comfort.

Third-Party Websites and Services

Our websites may include links to third-party websites, platforms, social media pages, insurance carriers, payment processors, or other resources. These third parties operate independently and have their own terms and privacy practices. Comfort does not control and is not responsible for third-party content, services, availability, security, or privacy practices. Your use of third-party services is at your own discretion and subject to their applicable terms.

Privacy

Your use of our websites is also governed by our Privacy Policy. Please review it to understand how we collect, use, retain, and share personal information.

Disclaimer of Warranties

Our websites and their content are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Comfort makes no warranties, express or implied, regarding the operation, availability, accuracy, completeness, reliability, or security of the websites or their content. We do not guarantee that the websites will always be uninterrupted, error-free, secure, or free from harmful components.

Limitation of Liability

To the fullest extent permitted by law, Comfort, its affiliated companies, officers, employees, agents, and service providers will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, our websites or website content.

Nothing in these Terms limits any rights that cannot legally be limited under applicable law.

Indemnification

You agree to defend, indemnify, and hold harmless Comfort, its affiliated companies, officers, employees, agents, and service providers from claims, damages, losses, liabilities, and expenses arising from your misuse of the websites, violation of these Terms, or violation of another person’s rights.

Changes to These Terms

We may update these Terms from time to time. Updates will be posted on this page with a revised “Last Updated” date. Your continued use of our websites after changes are posted means that you accept the updated Terms.

For questions about these Terms, please contact us at:

Phone: (305) 928-4888
Email: info@comfortif.com
Address: 3399 NW 72 Ave, Suite 212, Miami, FL 33122