What Is Indexed Universal Life Insurance?
An Indexed Universal Life Insurance policy (IUL) offers nontaxable cash accumulation options for your retirement while keeping a death benefit. IUL policies give you permanent life insurance protection while helping you accumulate cash for the future that very well may be tax-exempt.
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At Comfort Insurance & Finances, we are dedicated to helping you understand and choose the best life insurance policies for you and your family.
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Call us today at (305) 928-4888 and let us help you decide on the best solution!
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The Benefits of Indexed Universal Life Insurance
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Cash value
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Low premiums
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Tax-free growth and distributions
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With an IUL, you will not be required to pay taxes on the money you withdraw from its cash value​
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No limits on contributions and growth
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Flexibility
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You can adjust monthly, quarterly, or annual contributions​
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Risk is also flexible, depending on how much risk you want to take
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The policyholder has a permanent death benefit
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These are not subjected to death or income taxes and do not go through probate​
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The accumulated cash value can also be added to the tax-free payments given to the beneficiaries
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Cash value can be accessed at any time without incurring penalties
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Overall lower risk as the money is not invested directly in the stock market
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Frequently Asked Questions
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